Debt Management

Options and programs for managing credit card debt

Suggestions on how a consumer can manage and payoff credit card debt and become debt free. Video series provides information and solutions for today’s struggling consumer. www.bulldozemydebt.com

What happens after my Individual Voluntary Arrangement (IVA) has finished?

Debt expert James Falla answers the question ‘What happens after my Individual Voluntary Arrangement (IVA) has finished?’ for BeatMyDebt.com

Credit Card Debt Information : What Is the Difference Between a Debit Card & a Credit Card?

The difference between a debit card and credit card is that a debit card is tied to a cash bank account, while spending money on a credit card causes debt and requires interest payments. Avoid paying interest on purchases by using a debit card instead of a credit card with tips from theowner of a debt settlement company in this free video on credit cards. Expert: Peter Repak Contact: www.ClearFinancialCompany.com Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company. Filmmaker: Christopher Rokosz

Brits ‘stressed out’ by debt problems

Money problems are the number one cause of stress in Britain, according to a new survey. Research from Mintel shows that 40 per cent of Brits are worried about their financial situation, while employment was another ‘top five’ concern in the list. In fact, just 17 per cent of Brits say they are not experiencing any worry at all. This is perhaps unsurprising in the context of rises in unemployment and, indeed, household bills. The study also shows that consumers are taking low cost options to escape their stress. Worryingly, however, one in five admits to turning to drink to deal with their woes. Kevin Still, director of EuroDebt, said that “loss of income and changes in financial circumstances are very common reasons for people starting Debt Management Plans (DMP) or Individual Voluntary Arrangements (IVA)”. “Debt problems are difficult to talk about,” he added, “but taking debt advice is probably one of the best steps youll ever make.”

Credit Card Debt Information : How to Check Your Credit Card Balance

Check your credit card balance by looking at the bill statement, going to an online account for the credit card or calling the customer service number for the card. Be sure to check finance charges on credit card balances with tips from theowner of a debt settlement company in this free video on credit cards. Expert: Peter Repak Contact: www.ClearFinancialCompany.com Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company. Filmmaker: Christopher Rokosz

Personal Finance Tips : How to Get Out of Debt

Getting out of debt involves a conscious decision to stop buying into advertising and marketing. Maintain discipline to get out of debt, and seek support from family withadvice from a registered financial consultant in this free video on money management. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC

Consumer Debt Protection

Dave discusses Fair Debt Collection Practices